About Us
Your Trusted Partner in Real Estate Investment Lending
At Pacific Rock Lending, we provide flexible and fast financing solutions for fix-and-flip, investment, and commercial real estate ventures. With a deep understanding of the market, we empower investors with the capital they need to seize opportunities and maximize returns.
Our expertise goes beyond lending—we offer strategic guidance to help clients navigate the complexities of real estate investment. Whether you need quick funding for a fix-and-flip, financing for commercial properties, or alternative lending solutions, we deliver tailored options designed for success.
With a commitment to integrity, efficiency, and results, Pacific Rock Lending is more than a lender—we're a dedicated partner in your investment journey. Let’s build your real estate portfolio together.
What We Offer
Private & Hard Money Loans
Specializing in providing private and hard money loans for real estate investment purposes.
Offering flexible terms and quick approval processes to capitalize on investment opportunities efficiently.
Commercial Lending
Explore our diverse commercial lending solutions tailored to various industries and scenarios.
Our offerings span real estate fix & flips, commercial real estate, construction, lot & land, equipment financing, working capital, and cannabis-related ventures.
Traditional Loans
We provide a suite of traditional lending options, including fixed-rate mortgages, adjustable-rate mortgages, conventional mortgages, FHA loans, VA loans, and home equity lines of credit (HELOCs).
Tailored Financing Options
Providing tailored financing options for buyers and homeowners who don't fit traditional lending criteria.
Offering a range of loan products including refinance, cash-out refinance, Debt Service Coverage Ratio loans, luxury jumbo loan products, Home Equity Lines Of Credit, and more.
Strict Deal Selection Process
Implementing a rigorous deal selection process to ensure that only the most viable and profitable opportunities are pursued.
Prioritizing quality over quantity and maintaining high standards for loan approval.
More Than Just a Lending Partner.
Deal-Flow Accelerator Program
At Pacific Rock Lending, we’re more than just a lender—we’re experienced real estate investors with over 200 successful fix-and-flips under our belt. Now, we’re sharing our expertise with you.
Our new program is designed to help investors like you find and secure profitable wholesale properties while also learning how to monetize overflow deals that may not fit your specific strategy. We offer a proven, step-by-step process tailored to your needs—whether you want full hands-on support or simply the tools to take control and execute on your own.
From strategic prospecting methods like direct mail, targeted door knocking, and email outreach to flexible financing solutions, we’ll help you build a consistent deal pipeline and maximize every opportunity. Let’s take your real estate investing to the next level.
Get started today—let’s build your deal flow together.
EXECUTIVE TEAM
Dustin Smalley
Managing Partner
NMLS# 2569027
David Van Leenen
Managing Partner
License CA# 01937709
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